Something to think about for 2015.
The Prime Interest Rate.
If the rate is 8% or better any rate hike is a sell signal,
and a cut of 1 full percent, or 2 smaller cuts in a row
is a buy signal.
If the rate is below 8% any cut is a buy signal,
and two small hikes in a row, or a hike of 1 full percent
is a sell signal.